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Additional benefits - Hospital benefit Under this plan, you can receive an income benefit any time during the deferred period if you spend more than 7 days in hospital. The amount you receive will be equal to 1/7th of your weekly benefit for each day spent in hospital starting on the eight complete day and payable up until the earliest of
Overseas benefit If you claim income benefit while you are outside the European Union, we will pay your income for 13 weeks in a 52 week period or 39 weeks in total. If you return to Ireland or the European Union within this time, we will continue to pay your income benefit. Changing occupations We will continue to cover you if you change jobs, regardless of what your new job entails. If you are made redundant, you can continue your plan while you are looking for another job. You cannot claim benefit while unemployed. Premium protection You do not have to continue paying premiums while receiving an income benefit. Instead we will pay your premiums for you and when your claim finishes you will restart paying premiums. Guaranteed increase option Our guaranteed increase option allows you to increase your income benefit by 20% of your original income benefit without having to provide new evidence of health. This offer will be made to you every 3 years up to a maximum of 100% of your original income benefit. However, if you decline this option twice, we will not offer it to you again. [Go To Next Page] |
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